Independent Insurance Broker in Antwerp

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Startups

Startups

When starting a business, time and budget are limited. KBRS looks at which insurance you actually need, without unnecessary costs.
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Who it's for

Who this cover is for

New self-employed

For those just starting out as self-employed, whether full-time or as a side activity.

New companies

For founders setting up their first limited company.

Freelancers

For independent service providers taking on their first assignments.

Hospitality & retail

For those opening a physical business with customers, staff or stock.
What we insure

The right basis from day one

Professional liability

Protection against claims arising from errors in your services.

Public liability

Cover for damage to customers or third parties at your business.

Occupational accidents

Mandatory cover as soon as you hire your first employee.

Equipment and stock

Protection of your equipment, stock and fittings.

Business legal protection

Legal support in disputes with customers or suppliers.

Guaranteed income (self-employed)

Income security in case of illness or accident during the startup phase.
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Possible solutions

Options to consider

Starter professional liability package

Basic professional liability cover, tailored to a starting activity.

  • Errors in advice or execution
  • Deadlines and agreements
  • Client documents and data
  • A formula that can grow with you
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Combined small business policy

Brings professional and public liability together in one contract.

  • Errors in your services
  • Damage to visitors
  • Damage during work at a client’s premises
  • One contract and one renewal date
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Growth extension

A modular extension as your activity changes.

  • Hiring staff
  • Company vehicles
  • New activities or locations
  • Assignments abroad
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Risks identified

What we look at

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  • Nature of your activity
  • Place of work (home, office, shop)
  • Clients and contracts
  • Planned hires
  • Existing insurance
  • Blind spots in your current cover
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Pricing

What affects the price

1

Activity

Type of service or trade.
2

Revenue

Expected or current revenue.
3

Staff

Number of employees.
4

Cover

Basic or extended guarantees.
5

Conditions

Deductible and exclusions.
Why KBRS

Why choose KBRS

Personal advice

We think along with you from the start, not just at the point of signing.

Tailored solutions

Only the cover you need now, expandable as you grow.

Proactive support

We follow up your business and flag when an adjustment would help.
Frequently asked questions

FAQ

Duidelijke antwoorden over verzekeringen, risicoanalyse en schadebegeleiding.

  1. What insurance do I minimally need as a startup?

  2. Is professional liability insurance mandatory for startups?

  3. When do I need occupational accident insurance?

  4. Can I expand my insurance as my business grows?

  5. Can KBRS review my situation free of charge?

  6. What should I do in case of damage during my startup phase?

Ready to insure your business correctly from the start?

KBRS reviews your activity and gives clear advice on the basic cover you need right now.
Request a free analysis
03 202 50 30