Independent Insurance Broker in Antwerp

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Auto & Mobility

Auto & Mobility

From car and motorbike to bicycle and speed pedelec: KBRS looks at your vehicles and how you get around, and proposes the cover that actually fits.
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or call 03 202 50 30

Who it's for

Who this cover is for

Car owners

For drivers who want to insure their vehicle and their liability on the road.

Young drivers

For those who have just passed their test and are looking for a fair first policy.

Cyclists & speed pedelec users

For those who get around daily by bicycle, e-bike or speed pedelec.

Families with multiple vehicles

For families who want to bring several cars together under one clear policy.

What we insure

Cover for how you get around today

Third-party liability (TPL)

Mandatory cover for damage you cause to others with your vehicle.

Comprehensive (omnium)

Additional cover for damage to your own vehicle, even without a third party involved.

Traffic legal protection

Legal support for a dispute following a road accident.

Roadside assistance

Help with breakdowns, accidents or theft, in Belgium and abroad.

Bicycle & speed pedelec

Cover for damage, theft or liability when using your (e-)bike.

Driver & passengers

Protection for you and your passengers in case of bodily injury.
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Possible solutions

Options to consider

Third-party liability insurance

The legally required basic cover for motor vehicles, aimed at damage to others.

  • Damage to other vehicles
  • Bodily injury to third parties
  • Damage to third-party property
  • Use by other drivers
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Omnium (full or mini)

Focuses on damage to your own vehicle.

  • Glass breakage, fire and theft
  • Natural forces and collision with animals
  • Damage when at fault, with a full omnium
  • Choice between a mini and a full formula
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Bicycle insurance

A separate policy for bicycles and electric bicycles with pedal assistance up to 25 km/h.

  • Theft
  • Damage after a fall or collision
  • Breakdown and roadside assistance
  • Battery and drive system on electric bicycles
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Risks identified

What we look at

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  • Type and value of your vehicle(s)
  • Usage frequency and mileage
  • Driving experience and claims history
  • Existing insurance
  • Liability towards third parties
  • Blind spots in your current cover
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Pricing

What affects the price

1

Vehicle

Make, model, power and value.
2

Usage

Commuting, private use or professional use.
3

Driver

Driving experience, age and claims history.
4

Cover

TPL, omnium or an intermediate option.
5

Conditions

Deductible, bonus-malus and exclusions.

Why KBRS

Why choose KBRS

Personal advice

Advice tailored to your vehicle, driving habits and budget.

Tailored solutions

Cover adapted to your needs, without unnecessary extras.

Proactive support

We follow up your policy and flag when an adjustment would help, for example with a new vehicle.

Frequently asked questions

FAQ

Duidelijke antwoorden over verzekeringen, risicoanalyse en schadebegeleiding.

  1. Is comprehensive (omnium) cover mandatory?

  2. What's the difference between TPL and omnium?

  3. Does my bonus-malus carry over to a new insurer?

  4. Is my speed pedelec covered under my car insurance?

  5. Can KBRS review my existing car policy?

  6. What should I do after an accident?

Ready to insure your vehicles correctly?

KBRS reviews your vehicles, usage and existing insurance and gives clear advice on the right cover.
Request a free analysis
03 202 50 30