Independent Insurance Broker in Antwerp

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Home Insurance

Home Insurance

From a house or apartment to a full property portfolio: KBRS helps you protect your property against fire, storm and water damage with cover that actually fits.
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or call 03 202 50 30

Who it's for

Who this cover is for

Homeowners

For owners who want to protect their house or apartment against fire, storm and water damage.

Landlords

For those who rent out a property and need cover that reflects the realities of renting.

Co-owners (ACP)

For apartment buildings where a joint block policy covers the building and shared areas.

Owners of vacant or seasonal property

For those with a property that is temporarily unoccupied or used part-time.

What we insure

Protection for your property

Fire and explosion

Damage to your building caused by fire or explosion.

Storm and water damage

Damage from storm, leaks, burst pipes or infiltrating water.

Landlord cover

Cover adapted to the rental context and your liability as a landlord.

Block policy (ACP)

Joint cover for the building and shared areas, arranged through the association of co-owners.

Vacancy

Adjusted cover for periods when your property is not in use.

Short-term and platform rental

Cover that accounts for temporary letting, including via platforms such as Airbnb.
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Possible solutions

Options to consider

Standard home insurance

Base cover for damage to the building caused by fire, storm, water, glass breakage or other insured events.

  • Fire, storm and water damage
  • Glass breakage
  • Damage to fixed elements
  • Possible additional options
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Landlord insurance

For owners who rent out a home, apartment or commercial property. KBRS helps map out building damage, liability and rental risks.

  • Building damage
  • Liability
  • Risks linked to renting out
  • Contractual points of attention
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Block policy for apartment buildings

A block policy covers an apartment building in a single, clear arrangement. The building, the common areas and shared responsibilities are set out together.

  • Common areas
  • One policy for the building
  • Clarity for co-owners’ associations
  • Shared responsibilities
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Risks identified

What we look at

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  • Type and value of your property
  • Use (own occupancy, rental, vacancy)
  • Shared parts and co-ownership structure
  • Existing cover
  • Prior claims
  • Blind spots in your current cover
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Pricing

What affects the price

1

Property type

House, apartment or mixed-use building.
2

Rebuild value

The cost to rebuild your property from scratch.
3

Use

Own occupancy, rental or vacancy.
4

Location

Exposure to flooding or other natural risks.
5

Conditions

Deductible and exclusions.

Why KBRS

Why choose KBRS

Independent advice

We compare insurers and advise what fits your property.

Personal risk analysis

A clear view of what is well protected and where risks remain.

Claims support

When damage occurs, KBRS actively follows up your file with the insurer.

Frequently asked questions

FAQ

Duidelijke antwoorden over verzekeringen, risicoanalyse en schadebegeleiding.

  1. Do I need separate cover if I rent out my property?

  2. What is a block policy?

  3. Are shared areas automatically insured?

  4. Does vacancy affect my insurance?

  5. Can KBRS review my existing policy?

  6. Does Airbnb or short-term letting affect my insurance?

Ready to insure your property correctly?

KBRS reviews your property and existing cover and gives clear advice on the protection that fits.
Request a free analysis
03 202 50 30