Independent Insurance Broker in Antwerp

Fleet Insurance

Fleet Insurance

From five vans to an extensive fleet: KBRS brings your vehicles together in a fleet policy that gives you clarity and control.

Who it's for

Who this cover is for

Transport companies

For businesses with multiple trucks or vans.

Construction & installation companies

For businesses with company cars, light goods vehicles and site vehicles.

Rental & leasing companies

For companies managing vehicles on behalf of third parties.

Growing SMEs

For businesses whose fleet is expanding quickly.

What we insure

Clear cover for your entire fleet

Third-party liability (TPL)

Mandatory cover for damage your vehicles cause to third parties.

Comprehensive (omnium)

Cover for damage to your own vehicles, regardless of fault.

Vehicle legal protection

Legal support for disputes following an accident.

Assistance

Breakdown help and a replacement vehicle in case of a fault or accident.

Driver cover

Protection for your drivers in case of bodily injury.

Theft and fire

Cover for your vehicles against theft, fire or vandalism.

Possible solutions

Options to consider

Fleet TPL policy

Brings the compulsory liability cover for all your vehicles together.

  • All vehicles in one contract
  • Lorries, vans and trailers
  • One renewal date
  • Management of the fleet

Fleet policy with omnium

Adds cover for damage to your own vehicles.

  • Glass breakage, fire and theft
  • Natural forces
  • Damage when at fault, with a full omnium
  • Choice per vehicle or for the whole fleet

Flexible fleet policy

For a fleet that changes during the year.

  • Adding vehicles
  • Removing vehicles from cover
  • Seasonal deployment
  • Settlement based on the actual fleet

Risks identified

What we look at

  • Number and type of vehicles
  • Usage and mileage per vehicle
  • Drivers and their experience
  • Claims history of the fleet
  • Existing insurance
  • Blind spots in your current cover

Pricing

What affects the price

1

Number of vehicles

Size of your fleet.
2

Vehicle type

Van, truck or specialised vehicle.
3

Usage

Mileage and type of trips.
4

Claims history

Bonus-malus of the fleet.
5

Cover

TPL, omnium or an intermediate option.

Why KBRS

Why choose KBRS

Independent advice

We compare insurers who know fleet policies well.

Personal risk analysis

A clear overview of your entire fleet and its risks.

Claims support

In case of damage to a vehicle, KBRS actively follows up the file.

Frequently asked questions

FAQ

Duidelijke antwoorden over verzekeringen, risicoanalyse en schadebegeleiding.
  1. From how many vehicles is a fleet policy worthwhile?

  2. Can I add or remove vehicles during the year?

  3. Does claims history count per vehicle or for the whole fleet?

  4. Are my drivers also covered in an accident?

  5. Can KBRS review our existing fleet policy?

  6. What should I do in case of damage to a vehicle in our fleet?

Ready to insure your fleet clearly?

KBRS reviews your vehicles and existing insurance and proposes a tailored fleet policy.