Family Insurance

A broken pair of glasses, a cycling accident, water damage at your neighbour's: KBRS helps you choose the family liability insurance that covers your household against these everyday risks.

or call 03 202 50 30

Who it's for

Who this cover is for

Families with children

For parents who want to cover their children and their activities (school, sport, play).

People living alone

For those living independently who want protection against everyday liability.

Pet owners

For those with a dog or other pet that could cause damage to others.

Students living away from home

For students who live away from home and need separate liability cover.

What we insure

Cover for everyday risks

Damage to others

Bodily or material damage you accidentally cause to someone else.

Children and upbringing

Damage caused by minor children in your household.

Pets

Damage caused by your dog, cat or other pet.

Sport and leisure

Accidents during non-professional sport or leisure activities.

Students living away

Liability of family members living away from home, such as students.

Legal protection (private life)

Legal assistance in a dispute over damage caused or suffered.

Possible solutions

Options to consider

Family liability insurance (basic)

Concerns the civil liability of family members in everyday life.

Damage caused by children
Damage caused by pets
Damage caused by domestic help or a babysitter
Situations during leisure time and travel

Family liability with legal protection

An extension to the basic policy, for disputes about liability.

Disagreement about what happened
Lawyer and expert fees
Recovery from an opposing party
Guidance throughout the procedure

Extended family cover

For situations that go beyond the basic policy.

Students living in student accommodation
Volunteer work or youth movements
Pets

Risks identified

What we look at

Household composition
Children, students living away or family members at home
Pets
Sports and leisure activities
Existing insurance
Blind spots in your current cover

Pricing

What affects the price

1

Household composition

Number of household members and residents.

2

Activities

Sport, volunteering or specific hobbies.

3

Pets

Type and number of pets.

4

Cover

Basic or extended guarantees.

5

Conditions

Deductible, limits and exclusions.

Why KBRS

Why choose KBRS

Personal advice

Advice that takes into account your household composition and activities.

Tailored solutions

Cover adapted to your needs, so you don't pay for guarantees you don't need.

Proactive support

We follow up your household situation and flag when an adjustment would help.

Frequently asked questions

FAQ

Duidelijke antwoorden over verzekeringen, risicoanalyse en schadebegeleiding.

Is family insurance mandatory in Belgium?
Are my children automatically covered?
Is my pet covered for damage to others?
Does my child living away from home need their own insurance?
Can KBRS review my existing policy?
What should I do if I've caused damage?

Ready to protect your family correctly?

KBRS reviews your household situation and existing insurance and gives clear advice on the protection that fits.

03 202 50 30